WCTNZ® provides a range of finance options, helping you get the solutions you need when you need them

AFTERPAY

AFTERPAY offers a short-term payment service, allowing you to receive the goods upfront while spreading the cost of your purchase over four fortnightly interest-free payments.

Afterpay spending limit is specific to your individual Afterpay account. Afterpay can be used on purchases that exceed your Afterpay spending limit if the balance is paid upfront.

What You Need

The Afterpay payment option is available at Checkout.

You will need an active Afterpay account to make a purchase.

If you do not have an Afterpay account, you can register during Checkout.

If your account has not been activated, you can proceed with Afterpay by using your credit or debit card for the first installment.

See Afterpay Terms of Service here.

GILROSE FINANCE

GILROSE FINANCE offers building-lending short-term loans from 6 to 36 months with competitive interest rates and fees.

This allows you to purchase the system you want and need without compromise. 

Available on purchases over $2,000.

Application Process

WCTNZ® can fill out the loan application form on your behalf, or you can apply via this link.

You will need to know the total cost of your system's package, so please ask us ahead of time what the total costs will be.

You will need two acceptable forms of ID. Primary ID has to be one of the following: Driver's Licence, Passport or Firearms Licence. Secondary ID can be one of the following, embossed with your name: credit card, eftpos card, debit card, 18+ Card, Super Gold Card, or Community Services Card. 

See Gilrose Finance Terms & Conditions here.

WCTNZ® Gilrose Finance Lending Terms

WCTNZ® products financed by Gilrose Finance require a 25% deposit. This deposit is non-refundable in event of cancellation.

Any shipping costs need to be paid in full alongside the 25% deposit. If cancellation occurs before the product is shipped, shipping will be refunded.

Payment duration and intervals are established by your preferred repayment sum. We can provide you with options for loan repayment periods from 6 to 36 months. Please note that longer is not always better as the cost of the loan over a longer-term period is higher.

There is no charge for loan applications upfront. Application fees are built into the loan repayments when the loan application is approved.

Talk to the WCTNZ® team about lending now - email us at sales@wctnz.co.nz or call us on 0800 022 027.

WINZ QUOTES

WINZ QUOTES allow you to receive assistance through WINZ to purchase the products you need.

Application Process

Please email us at sales@wctnz.co.nz or call us on 0800 022 027 to request a WINZ Quote. As a Registered WINZ Supplier, we will provide you with an itemized quote that you can take to WINZ for approval.

See who can get this support here.

WINZ Payment Cards

WINZ Payment Cards can be used to buy essential items you have applied for. This can be used for in-store purchases at our physical location only.

Application Process

Get a Payment Card from WINZ, then apply for money to be put on to your Payment Card via MyMSD or at your local WINZ Office. Once the money is approved, you have 7 days to come to WCTNZ®'s physical location and use the Payment Card to purchase essentials in-store.

See who can get this support here.

LAYBUY (Currently Suspended/Pending Company Renewal)

LAYBUY offers a short-term payment service, allowing you to receive the goods upfront while spreading the cost of your purchase over six weekly interest-free payments.

Maximum LayBuy amount is $2,000. LayBuy can be used on larger purchases if the balance is paid upfront.

What You Need

The LayBuy payment option is available at Checkout.

You will need an active LayBuy account to make a purchase.

If you do not have a LayBuy account, you can register during Checkout.

If your account has not been activated, you can proceed with LayBuy by using your credit or debit card for the first installment.

See LayBuy Consumer Terms & Conditions here.